body{background:#f4f5f7;color:var(--ink)}.calc-header{padding-top:135px;padding-bottom:42px}.back-home{font-size:13px;color:var(--muted)}.calc-header h1{font-size:clamp(42px,5vw,66px);line-height:1.04;margin:25px 0 22px;font-weight:700}.calc-header h1 span{color:#6e5717}.calc-header>p{font-size:18px;max-width:640px;line-height:1.65}.calc-promises{margin-top:22px;font-size:13px;color:#4a5565;display:flex;gap:10px;flex-wrap:wrap}.calc-workspace{display:grid;grid-template-columns:1.1fr 1fr;align-items:start;gap:40px}.calc-inputs{background:#fff;padding:32px;border-radius:10px}.calc-inputs h2{font-size:26px;margin-bottom:22px}.mode-switch{display:flex;border:1px solid #8e97a4;border-radius:6px;overflow:hidden;margin-bottom:25px}.mode-switch button{flex:1;padding:14px 12px;min-height:48px;font-size:14px;font-weight:600;background:#fff;color:var(--ink)}.mode-switch button[aria-pressed=true]{background:var(--navy);color:#fff}.mode-switch button:focus-visible{outline-offset:-4px;outline-color:#d4af37}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.calc-field{margin-bottom:20px;min-width:0}.calc-field label{display:block;font-weight:600;font-size:14px;margin-bottom:8px}.calc-field input,.calc-field select{width:100%;min-width:0;height:51px;padding:10px 14px;border:1px solid #8e97a4;border-radius:5px;background:#fff;color:var(--ink);font-family:inherit;font-size:18px;font-variant-numeric:tabular-nums}.calc-field input[aria-invalid=true]{border:2px solid #b3261e}.calc-field small,.field-note{display:block;font-size:12px;color:var(--muted);line-height:1.6;margin-top:7px}.rate-note{font-size:12px;line-height:1.7;color:var(--muted);margin:0 0 20px}.rate-note a{text-decoration:underline;color:#4b571c}.advanced{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:24px}.advanced summary{padding:18px 0;min-height:48px;font-size:14px;font-weight:600;cursor:pointer}.advanced .field-note{margin:0 0 22px}.advanced h3{font-size:19px;margin:20px 0 12px}.calculate-button{width:100%;justify-content:space-between}.calc-results{position:sticky;top:106px;background:var(--navy);color:#fff;border-radius:10px;padding:36px}.result-label{font-size:16px;color:#d4d9e3;margin-bottom:12px}#result-primary{font-family:var(--font-display);font-size:clamp(34px,3.8vw,55px);line-height:1.2;color:#efd177;font-weight:600;letter-spacing:-.025em;font-variant-numeric:tabular-nums}#result-context{font-size:14px;color:#d4d9e3;margin-top:12px}#result-note{font-size:13px;line-height:1.65;color:#e2e6ec;margin-top:22px}.calc-results h3{font-size:17px;font-weight:500;margin-top:25px}.cost-bar{display:flex;gap:3px;height:8px;border-radius:4px;overflow:hidden;margin-top:30px}.cost-bar span{min-width:0;background:var(--gold)}.cost-bar span:nth-child(2){background:#b8cce8}.cost-bar span:nth-child(3){background:#a6bca1}.cost-bar span:nth-child(4){background:#e8b29d}.cost-bar span:nth-child(5){background:#c5b5d9}#cost-list{margin:10px 0 0}#cost-list>div{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid #384255;padding:12px 0;font-size:14px}#cost-list dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}.estimate-disclaimer{margin:30px 0 0;padding-top:20px;border-top:1px solid #566072;font-size:12px;line-height:1.7;color:#ccd3df}#calc-error{color:#a32019;background:#fff0ee;padding:14px;margin-bottom:18px;font-size:14px}.review-adam{display:grid;grid-template-columns:180px 1fr;gap:40px;align-items:center;margin-top:80px;margin-bottom:64px}.review-adam img{width:180px;height:240px;object-fit:cover;object-position:50% 20%;border-radius:8px}.review-adam h2{font-size:33px;line-height:1.15;margin-bottom:18px}.review-adam p{font-size:16px;color:var(--muted);margin-bottom:24px;max-width:620px}.calculation-notes{max-width:950px;padding-bottom:85px}.calculation-notes h2{font-size:30px;margin-bottom:20px}.calculation-notes details{border-top:1px solid #b7bfca;padding:18px 0}.calculation-notes summary{cursor:pointer;min-height:36px;font-weight:600}.calculation-notes p{font-size:15px;line-height:1.8;color:var(--muted);margin-top:12px}
@media(max-width:900px){.calc-workspace{gap:24px;grid-template-columns:1fr 1fr}.calc-inputs,.calc-results{padding:24px}.input-grid{gap:0 12px}#result-primary{font-size:37px}}
@media(max-width:760px){.calc-header{padding-top:112px;padding-bottom:30px}.calc-header h1{font-size:46px}.calc-header>p{font-size:16px}.calc-promises{font-size:12px;gap:6px}.calc-workspace{display:block}.calc-inputs{padding:24px 18px}.calc-results{position:static;margin-top:24px;padding:27px 24px}.calc-inputs h2{font-size:25px}.mode-switch button{font-size:13px}.calc-field input,.calc-field select{font-size:16px}#result-primary{font-size:42px}.review-adam{grid-template-columns:100px 1fr;gap:20px;margin-top:55px;align-items:start}.review-adam img{width:100px;height:150px}.review-adam h2{font-size:25px}.review-adam p{font-size:14px}.review-adam .btn{font-size:14px}.calculation-notes{padding-bottom:50px}.calculation-notes h2{font-size:27px}}
/* Dollar/percentage controls share the calculator's existing navy/gold styling. */
.down-field{grid-column:1/-1}.down-label{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:8px}.down-label label{margin:0}.down-switch{display:flex;border:1px solid #8e97a4;border-radius:5px;overflow:hidden}.down-switch button{min-width:48px;min-height:44px;font-weight:600;color:var(--ink);background:#fff}.down-switch button[aria-pressed=true]{background:var(--navy);color:#fff}.down-switch button:focus-visible{outline-offset:-4px}.down-field small{line-height:1.5}#down-equivalent{font-weight:600;color:var(--ink)}#down-basis{font-size:13px}.loan-preview{font-size:14px;line-height:1.7;padding:12px 0;margin:0 0 16px;border-top:1px solid var(--line);color:var(--ink)}.loan-preview:empty{display:none}#cost-list dd{white-space:nowrap}#result-primary{font-size:clamp(28px,3vw,46px)}@media(max-width:760px){#result-primary{font-size:32px}}
@media(max-width:480px){.calc-results #result-primary{font-size:clamp(24px,7.5vw,32px)}.down-switch{flex-shrink:0}}

/* Calculated monthly cost stays visible; the editable annual assumption stays in Advanced Mode. */
.monthly-pmi{padding:16px 0;margin-bottom:16px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.monthly-pmi label{display:block;font-size:14px;font-weight:600;margin-bottom:6px}.monthly-pmi-value{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}.monthly-pmi output{font-size:28px;font-weight:600;font-variant-numeric:tabular-nums;color:var(--navy)}.monthly-pmi-value span{font-size:14px;color:var(--muted)}.monthly-pmi p{font-size:12px;color:var(--muted);line-height:1.6;margin-top:6px}.monthly-pmi+.loan-preview{border-top:0;padding-top:0}
.example-status{font-size:13px;line-height:1.6;color:#efd177;margin-bottom:12px}
#result-breakdown>summary{cursor:pointer;min-height:44px;display:list-item;list-style-position:inside;margin-top:20px;font-size:15px;font-weight:600}
.review-numbers{margin-top:24px;display:flex;justify-content:space-between;font-size:15px}
.page-calculator .calc-submit{margin-top:0}
.page-calculator .cookie-panel{position:static;width:100%;margin:32px 0 0;padding:24px;box-shadow:none;border:1px solid #929ba8;border-radius:8px}
.calc-field input,.calc-field select,.mode-switch button{scroll-margin-top:100px}